Specialized appraisals meeting Farmer Mac standards.
Farmer Mac (the Federal Agricultural Mortgage Corporation) provides a secondary market for agricultural real estate and rural housing loans. To meet their specific requirements, appraisals must follow strict guidelines and demonstrate a clear, well-supported value conclusion. At Stillwater Appraisal Services, we provide Farmer Mac–compliant appraisals that ensure lenders and borrowers can move forward with confidence.
Located in Columbus, MT, we serve Central, South-Central, and Eastern Montana with agricultural expertise and more than a decade of appraisal experience. Our lead appraiser is on the Farmer Mac Preferred Appraiser List, giving clients additional assurance that our reports meet the program’s strict requirements.
Why Farmer Mac Appraisals Matter
Farmer Mac loans help lenders expand their agricultural lending portfolios while giving landowners access to long-term, fixed-rate financing. For these loans to be approved, the appraisal must:
- Follow Farmer Mac’s appraisal guidelines and reporting standards.
- Provide a clear and well-supported market value.
- Include thorough analysis of land productivity, improvements, and market conditions.
- Demonstrate compliance with USPAP and any additional requirements.
Our team delivers appraisals that meet these needs, ensuring that both lenders and borrowers have confidence in the process.
What We Evaluate in Farmer Mac Appraisals
- Land Productivity – Cropland capability, grazing capacity, and soil quality.
- Improvements – Barns, fencing, irrigation systems, corrals, and homes.
- Water Rights & Irrigation – Critical components of agricultural property value.
- Market Data – Verified sales information from our proprietary database.
- Overall Operation – A full picture of the property’s agricultural viability.
Report Types
For Farmer Mac assignments, we prepare reports that align with required standards, including:
- Uniform Agricultural Appraisal Reports (UAAR) – Consistent, standardized reporting for agricultural properties.
- Narrative Reports – In-depth analysis for complex or larger-scale operations.
- Restricted Reports – Concise reports available for limited-use circumstances, when appropriate.
All reports are USPAP-compliant and formatted to satisfy Farmer Mac’s appraisal requirements.
Our Commitment
Farmer Mac lending is a vital tool for Montana’s agricultural community. At Stillwater Appraisal Services, we take pride in supporting landowners, lenders, and financial institutions with appraisals that combine professional accuracy with local insight.
With our agricultural expertise, strong market research, and commitment to integrity, we provide Farmer Mac appraisals that stand up to scrutiny and support long-term agricultural financing.